This litigation has been brought by William Fosbrink (the “Class Representative”), on behalf of himself and all others similarly situated, against Defendant Area Wide Protective (“Defendant”) alleging violations of the Fair Credit Reporting Act, 15 U.S.C. § 1681, et seq. (the “FCRA”). In the Complaint, the Class Representative seeks certification of a nationwide class under the FCRA.
As alleged in the Complaint, the Class Representative was formerly employed by Defendant. During the employment application process, Defendant procured a consumer report on the Class Representative. The Class Representative alleges that, in connection therewith, Defendant violated Section 1681b(b)(2)(A) of the FCRA by failing to: 1) disclose to the Class Representative and other of its employees, former employees, and/or prospective employees (in a document consisting solely of the disclosure) that it was going to obtain a consumer report for employment purposes prior to obtaining a copy of the actual report; and, 2) as a result, obtain the proper authorization under the FCRA to obtain those consumer reports (collectively, the “FCRA Claims”). More particularly, the Class Representative alleges that the FCRA disclosure and authorization form(s) utilized by Defendant: 1) was/were not (a) stand-alone disclosure(s); and 2) contained extraneous information, more particularly “liability releases,” “blanket authorizations to various entities to release information otherwise protected by state or federal laws,” and “extraneous information about various state laws."
Defendant denies that the FCRA disclosure and authorization forms that it utilized/utilizes violated/violate the FCRA. Defendant has raised several meritorious defenses to the Class Representative’s allegations that Defendant violated the FCRA.